HTFx, Inc. and/or its affiliates ("HTFx") provide this website to you subject to the following terms and conditions, please read them carefully.

PRIVACY - Our Commitment to Your Privacy This site is owned and operated by HTFx. You should fully understand our policy and the terms and conditions surrounding the capture and use of information related to this site. This privacy statement discloses what information we gather and how we use it. o The Information We Collect: When you access HTFx's Web site, you provide certain personally identifiable information. Examples of this information may be any of the following: your name, e-mail address, affiliation, personal address, personal phone number, demographic information, contact preferences, and personal and/or professional opinions.

CHILDREN - Consistent with the Federal Children's Online Privacy Protection Act of 1998 (COPPA), we will never knowingly request personally identifiable information from anyone under the age of 13 without requesting parental consent. If you are under the age of 18, please, be sure to ask your parents for permission before you send any information about yourself to us or anyone else online or over the Internet.

COOKIES - We use cookies on our Web site to help tailor your experience at our Web site. Cookies are small packets of data web server can store on your computer to help personalize your visit and assist us in generating useful statistics about web site traffic levels. The cookie itself does not contain personal information, although it will enable us to relate your use of this site to information that you have specifically and knowingly provided. HTFx uses cookies to track user traffic patterns (as described above). You can refuse cookies by turning them off in your browser.

ELECTRONIC COMMUNICATIONS - When you visit HTFx-inc.com or send e-mails to us, you are communicating with us electronically. You consent to receive communications from us electronically. We will communicate with you by e-mail or by posting notices on this site. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

COPYRIGHT - All content included on this site, such as text, graphics, logos, button icons, images, audio clips, video clips, downloadable files and software, is the property of HTFx-inc. or its content suppliers and protected by United States and international copyright laws.